2026 Ford Super Duty: Lakeland Pricing & Leasing Guide

Starting prices, by chassis and trim

Super Duty pricing moves on more variables than almost anything else on the lot — chassis (F-250, F-350, F-450), trim, cab style, bed length, and drivetrain all shift the number, sometimes by thousands of dollars within the same trim name. As a reference point, verified against Ford's own trim pages: XL runs $45,975 on F-250, $47,270 on F-350, and $62,330 on F-450. XLT runs roughly $50,000 to $52,000 on F-250 and F-350 and $66,265 on F-450. Lariat starts at $62,735 (F-250), $67,040 (F-350), and $79,660 (F-450, where it's the entry trim since F-450 skips XL and XLT). King Ranch starts at $77,975 / $79,270 / $94,890, and Platinum tops the range at $78,665 / $79,965 / $96,335. Every one of these figures excludes the $2,195 destination charge and represents a floor, not a fixed number — the specific cab, bed, and drivetrain configuration a buyer settles on moves the real price meaningfully.

Florida tax math on a truck this expensive

Florida applies its standard 6% state sales tax to the full purchase price of a vehicle. Polk County layers on a 1% discretionary surtax, but that surtax only applies to the first $5,000 of the price under state law — so it tops out at $50 whether the truck costs $46,000 or $96,000. That cap matters more on a Super Duty than on almost anything else Lakeland Automall sells, since the tax gap between a Camry-priced vehicle and a loaded F-450 is entirely the 6% state rate, not the county surtax. A business financing a Super Duty for work use should also ask about Section 179 depreciation eligibility — heavier-GVWR trucks like the F-250 and above can potentially qualify for accelerated business depreciation treatment, though that determination belongs with a qualified accountant, not the dealership.

Lease or buy — and does the multi-brand trade-in matter?

For personal ownership, buying tends to make more sense on a Super Duty than on a lighter vehicle — these trucks get worked, and lease mileage caps and wear terms get expensive fast on something towing regularly or running through job sites. For a business, the calculation often flips toward a lease or commercial finance structure, especially where predictable monthly costs or depreciation treatment matter more than eventual ownership. One long-running reviewer's account of financing a company's first commercial vehicle lease through the dealership put it simply: "Great job Team! ... very much appreciates the efforts and communication from all staff to help us purchase our first commercial vehicle lease!" That kind of commercial financing conversation runs through the same finance office as a personal retail deal, not a separate walled-off department — worth knowing for a small business owner who assumes commercial credit means starting over somewhere else.

One advantage specific to shopping a Super Duty at a multi-franchise auto mall rather than a single-brand store: the trade-in evaluated against a new truck purchase doesn't have to be a Ford, or even a truck. A Hyundai sedan, a Genesis SUV, or a competing brand's pickup all get appraised through the same process, which can simplify a purchase for a buyer whose current vehicle doesn't match what they're upgrading to.

What buyers say about the deal itself

Ross Alexander's short review of the parts and service side gets at a cost question that doesn't show up on a pricing sheet: "Great deal on diesel oil changes." Routine maintenance costs are part of the real ownership math on a Power Stroke truck, not just the sticker price. On the sales side, Richard Berndt's recent work with an F-150 buyer describes the kind of post-sale follow-through that matters just as much on a Super Duty purchase: "Richard Berndt was really great to work with in purchasing my 2025 F150. He went above and beyond helping me get the truck ready for me after the sale was made." It wasn't a Super Duty in that specific review, but it's the same Ford sales team a Super Duty buyer works with, and the pattern it describes — the deal isn't finished the moment the paperwork is signed — is exactly what buyers spending this much on a truck should expect.

Frequently asked questions

Does Florida's sales tax apply to the full Super Duty price?

The 6% state sales tax applies to the full purchase price. Polk County's 1% discretionary surtax applies only to the first $5,000 under Florida law, so the surtax portion caps at $50 regardless of the truck's total price.

Should I lease or buy a Super Duty?

For personal use, buying is usually the more practical path given typical lease mileage and wear terms on a truck that tows or works regularly. For business use, a lease or commercial finance structure can make more sense depending on tax treatment and how often the fleet turns over — talk specifics through with Lakeland Automall's finance team.

Can I trade in a non-Ford vehicle toward a Super Duty?

Yes — Lakeland Automall's appraisal process evaluates trade-ins across all three of its franchises and beyond, so a Hyundai, Genesis, or any other make or model gets a fair look regardless of what's being purchased.

Can a Super Duty purchase qualify for a business tax deduction?

Heavier-GVWR trucks like the F-250 and above can potentially qualify for Section 179 depreciation treatment for a qualifying business, but that's a tax determination for an accountant to confirm, not something the dealership can advise on directly.

Where do I get an exact price on a specific Super Duty build?

Through Lakeland Automall's new-vehicle inventory search, filtered to Ford Super Duty, or by working directly with the Ford sales team on a custom order — the exact configuration drives the real number far more than the trim name alone.

The number that matters is the configured one

Starting prices are useful for comparing trims and chassis against each other, but on a truck with this much configuration range, the number that actually matters is the one attached to the specific cab, bed, drivetrain, and engine a buyer needs — not the lowest headline figure on the page.